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Personal Risk Insurance

Did you know that 60% of Australians with children don’t have enough life insurance cover to allow their partner to support their children for more than a year if they were to die. If you don’t have a plan that can cover your costs if your health fails, it’s worth preparing one.

Personal risk insurance is a vital part of any financial plan. Even the best financial plans can come unstuck following an illness, disablement or death.Insurance cannot help with the emotional stress of losing a loved one, being diagnosed with a major illness or losing your ability to earn an income, but it can protect you and your family against the financial stress of these situations. We can assist you in determining the appropriate amount and type of cover, as well as the appropriate structure for it to be held. We have the ability to recommend cover from a wide range of insurance providers to ensure that you receive the best cover that suits your personal circumstances.

There are various types of personal insurance cover to consider, but most common are:

People readily insure assets such as their house and car in case of a loss, but they often overlook the need to insure their most valuable asset – themselves.